Privacy Policy

 

SECTION 1 - OVERVIEW 

At Portfolio Constructs https://www.portfolioconstructs.com the privacy of our users is acknowledged, protected and respected. The following policy describes how your data is collected, used, and disclosed to any relevant third parties. We have publicly displayed this privacy policy so that all the users, visitors, members (“user”) of our website can read it while using our website (“Portfolio Constructs”).

To run our website and provide users the best possible experience, we need certain information. We will not share any user’s information with anyone except as described in this Privacy Policy. The information in this Privacy Policy is subject to change from time to time. We request our users to visit this Privacy Policy page for updates. The continuous use of our website and our services by the visitors and users of our website implies full acceptance of any possible modifications by those users and visitors.

 

SECTION 2 - TYPE OF DATA OUR WEBSITE COLLECTS

Any data provided on the website by the user may be collected in a professional manner. All information supplied to render our services will be deemed to be data voluntarily shared by the user. Other user information collected via accessing the website may include the user’s IP address, browser type, device, and OS type, access dates and times, and any pages viewed. Any information pertaining to interaction with the website (such as reviews, feedbacks, comments posted) may also be collected. Furthermore, there be certain information collected automatically through cookies.

 

SECTION 3 - USE OF COOKIES AND TOOLS  

Cookies may be placed in the user’s device browser files, or the device’s IP address may be tracked to provide you with automated features.

Cookies are small data files with tracking identifiers sent by a hosting server or website to a browser, which then stores the files. Cookies are stored in order to remember users, retain user preferences, and compile aggregated statistics about user activity. There are two types of cookies which are called “Session Cookies” and “Permanent Cookies”. Session cookies remain in the user’s browser only as long as the user browses the website and are removed when the user leaves the website, while permanent cookies remain in the browser until they expire or the user deletes the cookies. Permanent cookies remember login information, previous user search information, checkout, and cart details. Cookies do not have any information that can reveal a user’s personal identity.

Cookies convey information about user interaction with the website, including page views, weblink clicks, website access, duration of website stay, and other similar actions. This information allows us to track and understand user activity over a period of time to help us improve our services.

 

3.1 Google AdSense And Marketing Tools

We use marketing services on the website of Portfolio Constructs in order to provide you interesting offers. For this purpose, we place advertisements via advertising service providers that use cookies and/or web beacons that are activated when you visit our website. Web beacons are small image files, which allow log file recording and log file analysis. To present online advertising on our website we will primarily use the services of Google Ad-Exchange, Google AdSense.

3.2 Data And Google Analytics

 Data analytics is the science of examining data and draw conclusions about that information by applying algorithms to derive insights. Thus, in order to do that, we may also collect analytics data, or use third-party analytics tools, to help us measure traffic data and user’s trends for the services. These software and tools may collect information sent by your browser or cellphone, including the trends you have been associating with, visiting pages, your use of third-party API, and other information that assists us in analyzing and improving the service.

When you access our services by or through phone, we may receive or collect and store a unique identification number associated with your phone, mobile network, device type (cellphone, tablet, etc.) and manufacturer, your phone number, and, depending on your phone settings, your geographical location data, including GPS coordinates or similar information regarding the location of your mobile phone.

We may use Google Analytics, a web analysis service of Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, US. On an anonymous basis, Google will analyze your use of the Service on our behalf. The information collected by Google in connection with your use of the Service will be transmitted to a server of Google in the United States, where it will be stored and analyzed.

The respective results will then be made available to us in an anonymized form. Your usage data will not be connected to your full IP address, or any other personal information, during this process. Google’s collection and use of information are subject to Google’s Privacy Policy.  You can opt-out from the google analytics setting by following this link.  

The Google Analytics Opt-out Browser Add-on (https://tools.google.com/dlpage/gaoptout/), or
NAI’s consumer opt-out (http://www.networkadvertising.org/choices/).

3.3 “Do Not Track” Signals

 Because there’s not yet a consensus on how companies should respond to web browser-based or other “do not track” mechanisms yet, we do not respond to web browser-based do not track signals.

 

SECTION 4 - REASONS FOR USERS’ INFORMATION COLLECTION  

Unless otherwise stated, information is collected for internal purposes only. This includes such purposes as to:

 

  1. Administer the services provided by the website, including to inform our users of any relevant information contained within our website.
  2. Improve the services of our website.
  3. Contact the user for the purpose of research, product development or changes, and customer service.
  4. Compile anonymous statistical data and analysis for use internally or with third parties.
  5. Create and manage accounts.
  6. Deliver targeted advertising, news, or other promotional material from the website to the user.
  7. Enable communication between the website and the user.
  8. In the process of selling, expanding, reducing, or acquiring new businesses and assets, users’ information may be shared with our new partners.
  9. Fulfill and manage purchases, orders and payments, refunds, and other transactions relating to the website.
  10. Increase the efficiency and operation of the Portfolio Constructs website.
  11. Notify the user of updates.
  12. Offer new products, services, recommendations and to request customer feedback.
  13. Perform other business activities necessary.
  14. Prevent fraudulent transactions, monitor against theft, and protect against criminal activity.
  15. Resolve disputes, troubleshoot problems, and respond to product and customer service requests.

 

SECTION 5 - PRESENCE OF THIRD-PARTY LINKS 

Information may be shared with a third party to offer an enhanced service to the users or for the purpose of targeted advertising. The website will not share, lease, or sell any user information to a third party. The website may contain links to third-party websites that are not affiliated with us. Upon using these links to leave the website, any information given is not covered by this privacy policy, and the safety and privacy of any information given cannot be guaranteed. The user is obligated to inform themselves of any policies pertaining to third-party websites. The website is not responsible for the privacy policies of third parties.

 

SECTION 6 - GDPR PRIVACY RIGHTS

If you are a citizen of any European country or state, the following disclosure is made in compliance with the European General Data Protection Regulations (GDPR).

As a user, you have the right to access the personal information about you that we store on our systems, and have us update, correct, or delete it. Also, you may at any time withdraw your consent to any activity in which you provided us your consent. You are also entitled to obtain from us your Information (excluding data we obtained from other sources) in a structured, commonly used and machine-readable format, and have the right to transmit those data to another data controller. If you wish to exercise any of these rights, contact us at portfolioconstructs@gmail.com.   

 

SECTION 7 - EUROPEAN ECONOMIC AREA (“EEA”) PRIVACY STATEMENT 

All information you provide to us is stored securely and treated with care and respect.

The data that we collect from you may be transferred to and stored at, a destination outside the European Economic Area ("EEA") such as the United States. It may also be processed by persons operating outside the EEA. If we do send your data outside the EEA, we will take reasonable steps to ensure that the recipient implements appropriate measures to protect your information. By submitting your details, you agree to this transfer.

 

SECTION 8 - CALIFORNIA ONLINE PRIVACY PROTECTION ACT COMPLIANCE (CALOPPA)

CalOPPA (California Online Privacy Protection Act) is the state law of California (USA) which has to be mentioned in the privacy policies by online businesses and websites. CalOPPA is not only for the websites of California or the United States of America but it is for every business that wants to operate and wants to collect data from the residents of California. This law states how the privacy information of the residents of the State of California will be collected and used by the websites.  
 We respect and value the privacy of all its users and to be in compliance with California Online Privacy Protection Act we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act (CalOPPA), we have taken some necessary precautions. 

Users and visitors to our website have the following rights: 
• Know what personal data is being collected.
• Know whether the users’ personal data is being disclosed, shared, or revealed.
• Access to your personal data.
• Request to delete any personal information about you.
 • And they have the right to know that they are not being discriminated against for exercising their privacy rights. 

 

SECTION 9 - PROTECTION OF MINORS

Our services are only for the person who are atleast 18 years of age. In any case our website does not knowingly collect information about children under the age of 13. This step has been taken in compliance with the COPPA act. COPPA means The Children’s Online Privacy Protection Act. This act was enacted in 1998 and under this act, all the measurements have been made to protect the information for children, specifically children under 13. The main focus of the COPPA act is to put parents in control of the information which their children may be having access to. If you are under 13, you should never provide us with any personal information, nor should you be using our website and our services.

 

SECTION 10 - DATA PROTECTION PRACTICES

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or type of misuse by unauthorized parties.

 

SECTION 11 - OPT-OUT RIGHT TO USERS FROM NEWSLETTER AND E-MAIL LIST

We give all users of our website to opt-out from our newsletters, promotional, and commercial email lists by simply contacting us and letting us know. Moreover, the user has also an option to opt-out by following the ‘unsubscribe’ link at the bottom of the commercial email and removing his or her email from our list. This step has been taken in compliance with the CAN-SPAM act. Please note, we only send emails in order to send information, respond to inquiries, to promote our website, and to advertise our business. Requests to be deleted from email lists run by the website shall be completed upon a request submitted to portfolioconstructs@gmail.com.

 

SECTION 12 - MODIFICATIONS AND AMENDMENTS IN PRIVACY POLICY 

We reserve the right to modify this policy at any time, and for any reason. These changes will appear as an update and will include the date of any changes. Any changes will be deemed valid and effective immediately upon the published update. No specific notice will be given to each individual user, and each user has waived any right to such notice. Users are encouraged to review our website regularly in order to inform themselves of any changes to this policy. As such, users are deemed to be informed of any changes by way of the update notice posted to the website at the time of any change. By continuing to use the website after the time of such published changes to the Privacy Policy, the user is deemed to have accepted changes.

 

SECTION 13 - CONTACT US

Users can contact us through the following e-mail address

portfolioconstructs@gmail.com