Terms of Use



Please read these Terms of Service carefully before using the Portfolio Constructs website  (https://www.portfolioconstructs.com/) (referred to in this document as “Portfolio Constructs”, “we”, “us”, “our”). Your access to and use of the service is conditioned upon your acceptance of and compliance with these terms. These terms apply to all visitors, users, and others who have access to our services. By using our website, you as a user, are hereby accepting these terms and should cease using the website if you do not agree with any of the terms stated on this page.



Our services are available to everyone, however, if you are under the age of 16 or you are considered a minor in your country or state, you need to have your parent’s or guardian’s authorization in order to use our website. We do not knowingly collect information from minors in any way. In any case, if unbeknown to us, if any minor or child is using our services, we will promptly remove that person's information once we become aware of it. We reserve the right to request proof of age at any stage so that we can verify that children are not using the Services.



We are the owner and legal licensor of all the intellectual property rights of the designs, logos, photographs, videos, content, and all data on the Portfolio Constructs website. You are prohibited from reproducing, distributing, modifying, displaying, showing, publicly transmitting, or otherwise creating derivative products of any of the information, in whole or in part, regardless of form or medium, without prior written permission or authorization from us



All of our services will be used in accordance with laws which have been in place for the time being. Our website will also be in compliance with all the rules and terms stated on this website. All of our services will be accessible through our website. We have made sure to make available all the information through our website. All our Terms and Policies can be accessed through this website. We advise the visitors to contact us in case of any conflict.



The information provided on our website must not be taken as investment advice since this information is based solely on research conducted by Portfolio Constructs. The information is presented "as is" for your information purposes only and is not intended as an offer to buy or sell, or amount to a solicitation or incitement of offer to buy or sell, any securities in any investment or fund with which the content of Portfolio Constructs is associated or related in any jurisdiction. In continuity to the previous statement these Terms of Service do not constitute financial, legal, accounting, or tax advice to any user and should not be relied upon as such.



Our website, content, articles, research material, courses, videos, and services (“services”) are directed towards accurately representing the information provided within the website. By using our website and our services by following any link you are acknowledging that you are participating in your own free will in using our website and using any of our services. You submit, affirm and confirm that you’ll use your own due diligence and judgment before using our website and attaining any services from us. Further, you’ll do the same before relying on any information provided by or through our website, and whether or not you rely upon and use our information, you’ll be responsible for your own investments, profits, and losses.



At any time, we reserve the right to ban or revoke access to our website by any user without notice. All communication posted to the website shall and can be reviewed by admin with the agreement being terminated by the website for conduct in contravention of the guidelines set out below. These guidelines state that the user cannot use the website to:

  1. Engage in illegal activity.
  2. Transmit material in breach of the law or breach of the terms set out herein.
  3. Transmit material that is defamatory and/or identifies an individual in a defamatory way.
  4. Transmit material which is offensive, profane, pornographic, illegal, or otherwise inappropriate.
  5. Conduct data mining via the use of additional software or via any other practice.
  6. Submit links to material that is offensive, profane, pornographic, illegal, defamatory, or otherwise inappropriate.
  7. Harass, defame, threaten, or intimidate another individual or entity.



We may present links on our website which may lead to other websites, social media platforms, and apps. Links chosen by you to view are at your own risk. We take no liability for any linked sites or their content which may change without notice. Any link to any other website does not imply that we endorse or accept any responsibility for the Content, safety, reliability, or quality or the materials. Be sure to study the privacy policies and other information about what, how, and why a website may collect and use the information you provide. References or links on or through our website, videos, and services to any other individual’s, business, or entity’s information, opinions, advice, programs, products or services do not constitute our formal endorsement. We will only be sharing these links for informational purposes and for self-advertising. However, we will not be held liable for the other websites’ content, blogs material, e-mails, videos, social media’s content, programs, products, and/or services of any off-site web pages, companies or persons linked or referenced in our website or Facebook page, comments, other content and/or services.



We believe that our users and the visitors to our website should be aware of all the data collection, rules, and policies of our business. Therefore, we are disclosing that we may have included certain product ads and links on our website from which we will earn an affiliate commission when a user clicks those ads or links, follows the affiliated product/service page, and buys that product or service.

There is no additional cost to you when you click on a link or purchase a product through the link. However, commissions earned through the sales help to cover costs associated with building and maintaining our website.

Portfolio Constructs website, its owner, affiliates, team, staff, or others associated with it will not be liable for any losses or damages resulting from any purchase which have been made through our affiliated ads, links, and sponsors. This disclosure has been made publicly available on our website for everyone to read.



All information provided will be held confidential and we will not disclose the information to anyone, except other than we’ve described in our website policies or where the disclosure of the information is required by the state’s law. However, there may be potential risks involved in providing services through electronic means. There may be delays in services due to the malfunction of internet services or unforeseen and unfortunate events such as strikes, lockdowns, and/or emergencies. We will not be liable to anyone in case of such disruption which is caused by interruption of technology, the force of nature, or any satiation which is beyond our control.  



This risk disclosure has been written and made publicly available on our website to let users and visitors know about the risks involved in general investments in different mediums.

We have relied on information supplied to us by you, which we have assumed to be correct. No responsibility can be accepted if the information that you have provided is incorrect or inaccurate. This plan is prepared solely for the use of the client to whom it is addressed.

By Accessing This Website Or Using Any Of Our Services, You Confirm And Acknowledge That:

  • You are a mentally fit person who understands the risks of financial markets.
  • You are considered an adult person in your country and are capable of making your own decisions.
  • You can withstand the loss of profits, deposits, and investments.
  • You must discern any or all risks on your own related to forex and financial markets.
  • You will be making the investment at your initiative and that any subsequent investment by you in a product or service related to Portfolio Constructs may not be covered by the laws and regulations governing the sales of securities and the provision of financial services in your jurisdiction.
  • You are permitted under the laws applicable to you and any organization which you represent to access this website.
  • You are not otherwise subject to any restriction prohibiting access to this website imposed by the laws and regulations of your jurisdiction.
  • You understand that loss of your deposit would mean that you may never gain your money again.
  • You understand that once the investment has been made to buy a particular currency that investment has been tied with that trade and you will not get any refund of that investment.

There is no assurance or guarantee that the goals planned for will be achieved and the same is subject to the investment performance of the schemes. Since financial markets carry certain risks with it and can be volatile, we do not promise that the investments will be profitable. The investments are subject to various market, currency, economic, political, and business risks. The returns assumed are merely indicative and are based on past trends and there is no assurance or guarantee of any kind that these returns will be achieved. Past performance of the schemes is neither an indicator nor a guarantee of future performance, and may not be considered as the basis for future investment decisions. The recommendation given is based on the inputs provided by you regarding the investment goals including the target amount and investment horizon. The past performance of any ETF is not indicative of future performance. Investments in portfolios are subject to various investment risks such as trading volume risk, settlement risk, liquidity risk, default risk, risk of possible loss of principal, or any other loss.



By using the services of Portfolio Constructs at the website https://www.portfolioconstructs.com/, CEO, staff and team members, employees, shareholders, directors, consultants, affiliates or partners shall not be held liable for factors beyond their control and for any loss or damage sustained to your technical environment, including your computers, software, network equipment (modems, routers, telephones, etc.) and any equipment used to access or use the service and/or information. Similarly, we will not be liable for, nor be in default because of any failure or delay in completion of this service, where such failure or delay is caused, in whole or in part, by any acts of God, civil war, civil commotion, riot, strike, mutiny, revolution, fire, flood, fog, war, lightning, earthquake, change of Government policies, unavailability network system, force majeure events, or any other cause of peril which is beyond our control and which has the effect of preventing the performance of service by Portfolio Constructs.

By using the services of Portfolio Constructs you hereby agree, affirm, and confirm that you will not bring any lawsuit, legal proceedings, or any claim against us in any way. You agree that you fully and completely hold harmless, indemnify and release the CEO, staff and team members, employees, shareholders, directors, consultants, affiliates, or anyone else affiliated with Portfolio Constructs from any and all damages, causes of action, liability, suits, allegations, sums of money, claims and demands whatsoever, in law or equity, that you ever had, now have or will have in the future against us, arising from your participation in or in any way related to our website, videos, and services, even if we were aware in advance of the possibility of any such claim.



Our website accepts no responsibility for any loss or damage occurring as a result of any reliance on any information or material provided through our website. Any decisions on any information resulting from reliance on our website remain the sole responsibility of the users involved, and independent of our website. Liability of any kind by Portfolio Constructs, its CEO, staff and team members, employees, shareholders, directors, consultants, affiliates, and its partners for direct, indirect, special, incidental, or consequential damages (including damages for losses on investments or lost profits or for any claim or demand by any third party, even if we, our associated, affiliates or our partners knew or had reason to know of the possibility of such damages claim or demand arising under any theory of law in tort, contract, strict liability) from, or in connection with, the access (or the inability of access) to or use of the website is excluded and is hereby expressly disclaimed by Portfolio Constructs to the fullest extent permitted under applicable law and regulations.  



By using our website and services you hereby agree to defend, indemnify and hold harmless Portfolio Constructs, its CEO, the owner(s), team and staff members, affiliates, agents, and anyone associated with us from any and all claims, lawsuits, damages, complaints, losses, legal proceedings, which may arise from; your use of our website and services, your reliance on any information provided on the website, your violation of any terms or conditions including copyrights, and your personal contacts or communication which may happen online or offline which may have been initiated through https://www.portfolioconstructs.com. This indemnification acknowledgment by you will work in its perpetuity without any limitation or factor and shall apply to you in any and all events.



We reserve the right, at our sole discretion, to modify or replace these Terms of Service at any time. The users are encouraged to visit the Terms of Services regularly to keep themselves informed of new modifications or updates. What is deemed a material and immaterial change shall be within the discretion of the website.



Any questions regarding the Terms of Service set out above may be submitted to portfolioconstructs@gmail.com.